Water damage is an unexpected everyday risk

Water damage is one of the most common household incidents, and its consequences can be both financially burdensome and emotionally draining. Leaking pipes, clogged drains, or flooding caused by heavy rain can quickly damage walls, floors, and personal belongings. Often, the damage is not limited to visible surfaces; moisture trapped in the structure can lead to mold problems, deteriorated indoor air quality, and long-term repair needs.

Because water damage often occurs unexpectedly, quick action is crucial. Repairs can take weeks or even months, and living in your own home is not always safe or possible. In such situations, a fully furnished temporary apartment offers a hassle-free solution and helps maintain everyday life even during disruptions.

A furnished apartment as a lifesaver in daily life

When your home is damaged by water, moving into a furnished apartment makes the situation much easier. You don’t have to worry about moving furniture, equipping a temporary home, or making extra purchases. The apartment comes fully equipped with everything you need, including beds, kitchen utensils, bed linen, towels, and often also a TV and internet.

This allows you to focus on what matters most—restoring your home and taking care of your well-being—without added stress.

Kotimaailma: a safe and flexible solution for the whole family

Living in a home affected by water damage can be inconvenient or even hazardous to your health. Kotimaailma’s furnished temporary apartments provide a safe and comfortable environment for the entire family. Our flexible accommodation solutions allow you to stay for exactly as long as needed.

Not all our apartments are always visible online, as new properties become available regularly. If you can’t find a suitable option online, don’t hesitate to contact us. We will help you find a temporary home as close as possible to your current neighborhood so that your daily life remains as uninterrupted as possible.

Kotimaailma and insurance companies: smooth collaboration for everyday security

Kotimaailma works closely with several insurance companies. This simplifies arranging temporary accommodation and streamlines practical matters such as billing and compensation procedures. Our experts guide you throughout the entire process, allowing you to focus on resolving the situation calmly.

While water damage cannot always be predicted, you can prepare for it by choosing a reliable partner. Kotimaailma’s furnished apartments, combined with effective collaboration with your insurance company, make the situation manageable and help keep everyday life as normal as possible.

Location and Flexibility

Usually, the preference is for a temporary home close to your own residence, your children’s school, and familiar daily routes. We always aim to find an apartment as nearby as possible, but if you’re open to something new, we can also offer options in fresh and interesting areas. Agreements can be made for exactly as long—or as short—as you need. And yes, pets are welcome in most of our homes!

Why choose Kotimaailma?

Service is at the heart of everything we do. Our goal is to make your situation as easy as possible:

• We respond quickly, even on the same day.

• We provide personalized and flexible service.

• We take care of all practical matters for you, including insurance, electricity, water, and internet connections.

What to do if water damage occurs at home

We offer you a clear and easy-to-follow plan when damage happens:

1. Contact your local Kotimaailma office – we will help you identify suitable temporary housing options.

2. Choose the apartment that suits you best – we will provide all the necessary information for your insurance company.

3. File a damage claim with your insurance company and request compensation for temporary accommodation.

Below are links to instructions and claim forms for the major insurance companies:

OP-Pohjolan ohjeet vesi- ja vuotovahingoissa
LähiTapiolan ohjeet omaisuusvahingoissa
IF:n ohjeet kodin omaisuuvahingoissa
Fennian ohjeet vesi ja tulipalovahingoissa
Pohjantähti yhtiön ohjeet ja vahinkoilmoitukset
Turvan ohjeet vahingon sattuessa